Overview: Receive money from your users/customers
This guide covers the various ways in which you can receive payments from your users or customers via the Kopo Kopo API
- Receive payments from your users or customers via STK push
- Check the status of a previously initiated payment
Before you begin
You need to have a Sandbox account.
To initiate an STK Push request in the production environment, you require an Online Payments account. To create one reach out to Kopo Kopo API support through firstname.lastname@example.org or email@example.com and request for one. The Online Payments Account provides the till number needed for making STK requests. This is an internal till number created at Kopo Kopo and is NOT a till number created on the Safaricom platform.
Customers making payments to an Online Payments account will receive an STK Push prompt on their phone asking them to authorize the payment to
Merchant Payments via Kopo Kopo. They should be trained to accept the payment. Internally, Kopo Kopo will be able to determine which till (Online Payment account) to credit the funds to.
Next step: Receive money from M-PESA users via STK push
Receiving money from your users or customers paying you via M-PESA is easy. Your application will need to forward the subscriber information and the amount to be debited to the Kopo Kopo API.